The Fair Share Report

164 Sloop Rd

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $649,880

Likely range $621,151 – $692,039, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $649,880 home should be assessed near $336,963.

Step 3 · Assessed value

$626,200

Set at the last town-wide revaluation and mostly frozen since. That's $289,237 above what the ratio math suggests (85.8%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.271 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$7,961/yr
Public schools$3,181
Ocean County$1,830
Town of Stafford$2,950
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 96.4%

78%114%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $7,587/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
429 MERMAID DRIVE2026-06$653,5002,28293.0%
15 CEDAR HILL DRIVE2026-01$659,9002,25493.6%
272 CLIPPER ROAD2025-01$725,0002,238105.9%
224 NAUTILUS DRIVE2025-04$670,0002,33196.7%
148 COMPASS ROAD2026-04$645,0002,20591.8%
148 COMPASS ROAD2025-05$420,0002,205141.0%
124 BARRACUDA ROAD2025-03$760,0002,22185.8%
352 CHESTNUT DRIVE2026-06$665,0002,19489.1%
592 SHARK LANE2025-05$627,0002,25690.0%
584 CORAL LANE2026-05$649,9992,34482.1%
492 CORAL LANE2025-05$600,0002,16892.1%
366 MERMAID DRIVE2025-03$560,0002,168102.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →