The Fair Share Report

1663 Main St

Commercial, NJ 08349

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $224,814

Likely range $179,533 – $315,940, from 12 comparable Commercial sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

80.53%

The state's official measure of how far Commercial assessments sit below market value — republished every October, applied town-wide. A $224,814 home should be assessed near $181,043.

Step 3 · Assessed value

$140,300

Set at the last town-wide revaluation and mostly frozen since. That's $40,743 below what the ratio math suggests (22.5%).

Step 4 · The tax rate — same for every Commercial home

$2.755 per $100 assessed

$0.905 Schools · 33% $1.146 County · 42% $0.704 Town · 26%

Step 5 · The bill

$4,276/yr
Public schools$1,405
Cumberland County$1,779
Town of Commercial$1,093
Commercial average$3,016

This home vs. every recent Commercial sale · assessed ÷ market

Town median 63.1%
This home · 62.4%

39%145%

Paying about right

This home's ratio lands inside Commercial's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
2321 BACON ST2025-12$150,0001,32891.5%
8763 HIGHLAND ST2025-03$175,0001,14071.7%
1511 E. BUCKSHUTEM RD2025-05$276,0001,25260.0%
321 FERN ROAD2026-04$280,0001,44047.6%
1639 MAIN ST2025-06$235,0001,31262.5%
9516 HIGHLAND ST2026-03$240,0001,45475.8%
340 ROBIN RD2025-12$85,0001,325128.8%
6119 QUAIL DRIVE2025-12$220,0001,54859.5%
1511 NORTH AVE2025-07$190,0001,25159.6%
2406 MARKET ST2025-10$135,0001,54498.5%
1809 MAIN ST2026-05$170,0001,23661.9%
416 LARK ROAD2025-10$235,0001,15249.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →