The Fair Share Report

172 Riptide Ave

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $261,155

Likely range $205,787 – $463,442, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $261,155 home should be assessed near $135,409.

Step 3 · Assessed value

$317,200

Set at the last town-wide revaluation and mostly frozen since. That's $181,791 above what the ratio math suggests (134.3%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.179 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$3,740/yr
Public schools$1,494
Ocean County$860
Town of Stafford$1,386
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 121.5%

63%160%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $4,768/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
144 TILLER AVENUE2025-03$430,0001,12588.3%
64 CAPSTAN AVENUE2025-03$400,0001,15291.3%
12B WALNUT ROAD2025-03$163,0001,126103.0%
14 WALNUT ROAD2025-03$220,0001,12695.6%
100 LEEWARD ROAD2026-02$430,0001,12899.8%
10 ACORN ROAD2026-05$165,0001,126104.1%
35 SYCAMORE ROAD2025-05$215,0001,12695.9%
29 SYCAMORE ROAD2026-03$190,0001,12691.1%
125 TORPEDO ROAD2025-04$425,0001,09286.9%
101 STEM ROAD2025-04$449,0001,13090.3%
53 SYCAMORE ROAD2026-05$260,0001,12678.7%
18 MAGNOLIA ROAD2026-02$220,0001,12682.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →