The Fair Share Report

173 E Central Ave

Wharton, NJ 07003

The town catches up with market prices only once a year — and only based on the average change of all homes in the area. This report checks whether this house's assessment kept pace.

This home's payments are about right

It sits inside Wharton's normal range — market price changes haven't singled it out. No case for a tax appeal.

Step 1 · Market value

≈ $523,060

Likely range $453,463 – $592,737, from 12 comparable Wharton sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.46%

The state's official measure of how far Wharton assessments sit below market value — republished every October, applied town-wide. A $523,060 home should be assessed near $483,621.

Step 3 · Assessed value

$398,800

Set at the last town-wide revaluation and mostly frozen since. That's $84,821 below what the ratio math suggests (17.5%).

Step 4 · The tax rate — same for every Wharton home

$2.606 per $100 assessed

$1.736 Schools · 67% $0.250 County · 10% $0.620 Town · 24%

This home's own bill implies $2.435 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,710/yr
Public schools$6,469
Morris County$932
Town of Wharton$2,310
Wharton average$10,081

This home vs. every recent Wharton sale · assessed ÷ market

Town median 84.5%
This home · 76.2%

62%105%

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
12 ATLANTA PL2025-02$505,0001,36683.8%
160 E CENTRAL AVE2025-01$500,0001,36684.7%
25 WABASH AVE2026-04$589,0001,36664.5%
178 BAKER AVE2025-05$555,0001,36681.7%
174 BAKER AVE2026-03$575,0001,36671.5%
528 UPPER WAY2025-06$408,0001,45490.9%
24165 WEST VIEW2025-06$330,0001,473113.4%
4 TERRY LN2026-04$626,0001,60681.0%
12 SUNSET DR2026-05$611,0001,34473.2%
35 HANCE ST2025-04$450,0001,36877.9%
40 IRONDALE RD2025-01$451,0001,47185.8%
329 N MAIN ST2026-04$390,0001,19795.3%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →