The Fair Share Report

175 Delaware Ave

Ocean, NJ 07755

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $748,364

Likely range $660,876 – $862,813, from 12 comparable Ocean sales in the past 18 months, at this home's 1,400 sq ft.

Step 2 · The Director's Ratio

94.25%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $748,364 home should be assessed near $705,333.

Step 3 · Assessed value

$977,600

Set at the last town-wide revaluation and mostly frozen since. That's $272,267 above what the ratio math suggests (38.6%).

Step 4 · The tax rate — same for every Ocean home

$1.319 per $100 assessed

$0.801 Schools · 61% $0.224 County · 17% $0.295 Town · 22%

This home's own bill implies $1.267 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$12,391/yr
Public schools$7,519
Monmouth County$2,103
Town of Ocean$2,769
Ocean average$12,291

This home vs. every recent Ocean sale · assessed ÷ market

Town median 95.5%
This home · 130.6%

72%153%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $3,591/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
123 COLD INDIAN SPRING RD2026-02$488,0001,477127.3%
453 BROOKSIDE AVE2025-04$735,0001,37580.3%
1603 LOGAN RD2025-06$700,0001,38498.0%
7 WHALE POND RD2025-03$665,0001,431116.8%
1904 WAVERLY ST2026-06$885,0001,43676.8%
29 BARBARA LN2026-06$952,0001,55193.9%
716 DOW AVE2025-05$625,0001,324100.3%
1124 JEFFREY AVE2026-04$860,0001,33182.9%
1905 FANWOOD ST2026-05$670,0001,36887.0%
498 ELIZABETH ST2025-01$865,0001,40072.3%
5 THE ARBOR WAY2025-03$640,0001,663104.2%
166 CHATHAM AVE2025-01$836,0001,52699.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →