The Fair Share Report

175 Lighthouse Dr

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $593,579

Likely range $498,458 – $895,751, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $593,579 home should be assessed near $548,883.

Step 3 · Assessed value

$785,200

Set at the last town-wide revaluation and mostly frozen since. That's $236,317 above what the ratio math suggests (43.1%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$12,390/yr
Public schools$5,598
Ocean County$2,662
Town of Ocean$4,130
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 132.3%

68%163%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
15 BAYVIEW DRIVE2025-03$789,9002,30686.2%
4 LETTS LANDING ROAD2025-09$420,0003,035118.7%
13 BAYVIEW DRIVE2025-05$600,0001,95499.3%
44 BAY PARKWAY2025-06$500,0002,05384.4%
7 DOCK AVENUE2025-06$582,5002,05898.5%
89 POPLAR STREET2025-04$550,0002,90597.0%
6 TALL OAKS DRIVE2025-08$539,9002,42991.5%
114 CALDWELL ROAD2025-04$860,0002,51293.5%
309 FIFTH STREET2026-04$370,0001,95681.0%
34 SEA GIRT LN2025-03$600,0002,523100.0%
76 SHERIDAN STREET2026-04$995,0001,94576.5%
110 MARINE ROAD2025-03$499,9992,38899.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →