The Fair Share Report

175 Potomac Dr

Bernards, NJ 07920

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $504,035

Likely range $441,825 – $543,078, from 12 comparable Bernards sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

95.12%

The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $504,035 home should be assessed near $479,438.

Step 3 · Assessed value

$400,000

Set at the last town-wide revaluation and mostly frozen since. That's $79,438 below what the ratio math suggests (16.6%).

Step 4 · The tax rate — same for every Bernards home

$1.687 per $100 assessed

$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%

This home's own bill implies $1.591 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$6,364/yr
Public schools$4,128
Somerset County$1,161
Town of Bernards$1,074
Bernards average$14,733

This home vs. every recent Bernards sale · assessed ÷ market

Town median 94.1%
This home · 79.4%

68%105%

Paying about right

This home's ratio lands inside Bernards's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
3106 HEMLOCK PL2025-04$405,0001,31399.9%
230 ARROWOOD WAY2026-06$615,0001,35790.1%
217 ARROWOOD WAY2025-03$551,0001,35797.0%
2405 PRIVET WAY2026-02$450,0001,31391.0%
2305 PRIVET WAY2026-01$405,0001,31398.8%
2206 PRIVET WAY2025-02$465,0001,31396.2%
227 ARROWOOD WAY2026-02$530,0001,38894.7%
232 ARROWOOD WAY2025-04$550,0001,38895.7%
85 SYCAMORE CT2026-04$586,5001,35797.2%
168 POTOMAC DR2026-06$400,0001,200109.3%
55 SYCAMORE CT2026-05$520,0001,388100.5%
59 SYCAMORE CT2026-05$549,0001,38897.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →