The Fair Share Report

175 Union St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $676,688

Likely range $649,057 – $840,602, from 12 comparable Lodi sales in the past 18 months, at this home's 1,720 sq ft.

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $676,688 home should be assessed near $351,404.

Step 3 · Assessed value

$313,000

Set at the last town-wide revaluation and mostly frozen since. That's $38,404 below what the ratio math suggests (10.9%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$11,080/yr
Public schools$6,141
Bergen County$1,280
Town of Lodi$3,659
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 46.3%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
488 HARRISON AVE2025-07$860,0001,68260.5%
8 CHARLES CT2025-09$725,0001,60842.4%
18 CENTRAL AVE2025-06$670,0001,70348.9%
10 CHARLES CT2025-02$780,0001,59642.9%
267 WESTMINSTER PL2025-06$650,0001,68443.9%
286 UNION ST2025-04$563,0001,97680.4%
102 CHARLTON AVE2025-04$740,0001,60860.2%
7 SHORT ST2025-06$810,0001,60838.1%
72 AVE A2025-04$701,0001,56035.7%
97 AVE E2025-07$675,0001,78544.7%
4 YOLANDA PL2025-03$626,0001,74349.7%
15 CLARK ST2025-10$700,0001,85551.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →