The Fair Share Report

18 E Second St

Howell, NJ 07731

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $268,038

Likely range $193,587 – $287,621, from 12 comparable Howell sales in the past 18 months, at this home's 552 sq ft.

Step 2 · The Director's Ratio

97.01%

The state's official measure of how far Howell assessments sit below market value — republished every October, applied town-wide. A $268,038 home should be assessed near $260,024.

Step 3 · Assessed value

$320,700

Set at the last town-wide revaluation and mostly frozen since. That's $60,676 above what the ratio math suggests (23.3%).

Step 4 · The tax rate — same for every Howell home

$1.659 per $100 assessed

$1.121 Schools · 68% $0.218 County · 13% $0.320 Town · 19%

This home's own bill implies $1.473 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$4,725/yr
Public schools$3,193
Monmouth County$621
Town of Howell$911
Howell average$9,883

This home vs. every recent Howell sale · assessed ÷ market

Town median 99.4%
This home · 119.6%

84%171%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $1,007/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
23 MAIDA LANE2025-05$305,000476108.8%
109 WEST SIXTH STREET2025-04$320,000784100.6%
44 EAST THIRD STREET2026-01$398,00080088.4%
9 SPRUCE ROAD2026-04$396,00076099.1%
203 SUNSET LANE2025-06$355,000720100.7%
113 WEST SIXTH ST2025-04$180,000864199.2%
459 SHADY LANE2026-01$330,000936117.2%
7 WOODPECKER ROAD2026-03$230,000747113.7%
13 WOODPECKER ROAD2025-02$249,000755101.4%
10 SUNSET DRIVE2026-05$360,000900117.3%
517 MIDDLE LANE2026-02$350,000998113.9%
1608 US HIGHWAY 92026-02$825,00070033.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →