The Fair Share Report

18 Mitchell St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $465,480

Likely range $426,868 – $647,943, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $465,480 home should be assessed near $241,724.

Step 3 · Assessed value

$205,000

Set at the last town-wide revaluation and mostly frozen since. That's $36,724 below what the ratio math suggests (15.2%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$7,257/yr
Public schools$4,022
Bergen County$838
Town of Lodi$2,396
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 44.0%

26%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
51 CHURCH ST2025-12$570,0001,08843.0%
69 CHESTNUT ST2025-10$410,0001,09260.4%
111 AUTUMN ST2026-05$635,00091836.7%
63 WASHINGTON ST2026-04$625,0001,03449.2%
492 WESTMINSTER PL2026-05$508,0001,19246.0%
8 LOUIS ST2025-09$599,0001,32643.5%
18 SIDNEY ST2025-09$565,0001,24939.7%
345 GARIBALDI AVE2025-08$600,0001,13141.1%
212 PATERSON AVE2025-12$440,0001,04155.7%
18 PINE ST2025-05$881,5001,41629.8%
47 UNION ST2025-05$465,0001,10437.1%
157 SAINT JOSEPH BLVD2025-07$635,0001,09231.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →