The Fair Share Report

18 Sunset Dr

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $3,992,820

Likely range $3,684,831 – $4,783,338, from 12 comparable Summit sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $3,992,820 home should be assessed near $1,230,188.

Step 3 · Assessed value

$1,080,900

Set at the last town-wide revaluation and mostly frozen since. That's $149,288 below what the ratio math suggests (12.1%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$48,327/yr
Public schools$25,245
Union County$11,806
Town of Summit$11,276
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 27.1%

16%41%

Paying about right

This home's ratio lands inside Summit's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
101 PROSPECT STREET2025-04$2,835,0005,37029.6%
22 HOBART RD2025-06$4,800,0004,84634.1%
149 HILL CREST AVE2026-06$4,200,0005,86829.6%
45 VALLEY VIEW AVE2025-03$3,000,0004,30822.4%
45 WOODMERE DR2025-03$3,550,0004,97022.5%
181 SUMMIT AVE2025-12$2,975,0005,37935.2%
73 EDGEWOOD RD2025-06$5,525,0006,75826.9%
29 NORWOOD AVE2025-08$4,530,0005,27029.3%
121 WHITTREDGE RD2025-03$4,350,0005,06329.6%
181 OAK RIDGE AVE2026-02$3,499,9994,12929.2%
35 COLT RD2025-08$3,850,0005,21226.8%
14 ARGYLE CT2025-09$3,400,0004,37033.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →