The Fair Share Report

183 Riptide Ave

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $389,802

Likely range $318,766 – $412,995, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $389,802 home should be assessed near $202,112.

Step 3 · Assessed value

$290,900

Set at the last town-wide revaluation and mostly frozen since. That's $88,788 above what the ratio math suggests (43.9%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.072 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$3,118/yr
Public schools$1,246
Ocean County$717
Town of Stafford$1,155
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 74.6%

65%114%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $2,329/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
8 DOROTHY DRIVE2025-01$600,0001,04197.8%
43 LIGHTHOUSE DRIVE2026-03$325,0001,018101.2%
1018 VESSEL LANE2026-01$392,0001,00887.2%
135 NAUTILUS DRIVE2026-04$326,62599698.8%
399 LIGHTHOUSE DRIVE2026-02$330,0001,056108.2%
71 HAROLD LANE2025-01$484,0001,088145.0%
49 LAFAYETTE DRIVE2025-06$350,00094497.5%
1113 HAWSER AVENUE2026-03$380,00096085.0%
249 CROWS NEST ROAD2025-05$270,000988122.5%
249 CROWS NEST ROAD2025-05$240,000988137.8%
228 BULKHEAD AVENUE2026-04$336,000960102.0%
144 TILLER AVENUE2025-03$430,0001,12588.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →