The Fair Share Report

19 E Craig St

Bernards, NJ 07920

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $927,460

Likely range $863,465 – $1,030,201, from 12 comparable Bernards sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

95.12%

The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $927,460 home should be assessed near $882,200.

Step 3 · Assessed value

$1,008,000

Set at the last town-wide revaluation and mostly frozen since. That's $125,800 above what the ratio math suggests (14.3%).

Step 4 · The tax rate — same for every Bernards home

$1.687 per $100 assessed

$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%

This home's own bill implies $1.565 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$15,771/yr
Public schools$10,231
Somerset County$2,878
Town of Bernards$2,663
Bernards average$14,733

This home vs. every recent Bernards sale · assessed ÷ market

Town median 94.1%
This home · 108.7%

80%122%

A touch high — worth watching

This home's ratio sits above most of Bernards, but doesn't clear NJ's legal appeal line (100.00%).

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
180 SOMERVILLE RD2025-03$449,00099.7%
247 LYONS RD2026-03$920,0001,97293.0%
128 SUNSET LN2025-06$875,0001,80490.6%
47 FIELDSTONE DR2025-04$1,355,0002,43685.2%
4 VAN DORN RD2025-01$920,0002,18496.2%
134 SPENCER RD2026-05$1,100,0002,58285.8%
77 WOODSTONE RD2026-04$850,0001,61888.4%
3 FAIRBANKS LN2025-02$695,0002,09690.3%
317 S FINLEY AVE2026-06$740,3171,45291.4%
14 BRADFORD LN2026-04$935,0002,10888.5%
9 DEERFIELD CT2025-05$870,0002,10895.2%
47 DEXTER DR N2026-06$900,0002,10881.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →