The Fair Share Report

19 First St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,227,795

Likely range $1,169,620 – $1,650,314, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $1,227,795 home should be assessed near $1,187,278.

Step 3 · Assessed value

$1,075,600

Set at the last town-wide revaluation and mostly frozen since. That's $111,678 below what the ratio math suggests (9.4%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.930 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,004/yr
Public schools$5,665
Monmouth County$2,003
Town of Rumson$2,337
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 87.6%

60%116%

Paying about right

This home's ratio lands inside Rumson's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
44 AVE OF TWO RIVERS2026-03$975,0001,682103.1%
21 CEDAR AVENUE2025-03$1,100,0001,60195.0%
22 ROSALIE AVE.2025-04$1,100,0001,61291.8%
11 HIGHLAND AVE.2025-03$2,510,0002,08193.9%
38 WASHINGTON ST.2025-02$1,300,0001,820104.8%
1 ROSALIE AVE.2026-04$1,250,0001,44482.5%
1 ROSALIE AVE.2026-03$999,9991,444103.1%
58 AVE OF TWO RIVERS2026-05$950,0001,434110.2%
27 WATERMAN AVE.2025-06$3,300,0001,84893.2%
33 LENNOX AVENUE2025-06$1,150,0002,28079.1%
105 BLACKPOINT RD2025-05$1,669,0002,068109.3%
10 CHURCH ST.2025-04$1,392,0002,280100.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →