The Fair Share Report

19 Keep St

Madison, NJ 07940

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,041,000

Likely range $778,289 – $1,477,684, from 12 comparable Madison sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

60.22%

The state's official measure of how far Madison assessments sit below market value — republished every October, applied town-wide. A $1,041,000 home should be assessed near $626,890.

Step 3 · Assessed value

$522,000

Set at the last town-wide revaluation and mostly frozen since. That's $104,890 below what the ratio math suggests (16.7%).

Step 4 · The tax rate — same for every Madison home

$2.254 per $100 assessed

$1.423 Schools · 63% $0.350 County · 16% $0.481 Town · 21%

Step 5 · The bill

$11,766/yr
Public schools$7,428
Morris County$1,827
Town of Madison$2,511
Madison average$15,897

This home vs. every recent Madison sale · assessed ÷ market

Town median 55.4%
This home · 50.1%

30%77%

Paying about right

This home's ratio lands inside Madison's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
95 PARK AVE2025-06$650,0002,06555.3%
21 STATION RD2025-11$650,0001,83679.7%
27 LATHROP AVE2025-11$995,0001,91550.5%
19 CROSS ST2025-11$710,0001,65661.0%
18 HILLCREST RD2026-01$1,375,0001,85656.8%
4 FAIRWOOD RD2026-02$875,0002,18473.8%
47 RIDGEDALE AVE2026-02$530,0001,56478.6%
150 CENTRAL AVE2025-09$1,050,0002,10056.6%
56 KNOLLWOOD AVE2026-06$1,450,0002,06242.1%
5 LEE AVE2025-06$1,387,0002,05944.3%
152 CENTRAL AVE2025-10$1,350,0001,93644.1%
20 LOANTAKA WAY2025-04$1,450,0002,28246.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →