The Fair Share Report

19 Willow St

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $428,421

Likely range $398,116 – $645,941, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $428,421 home should be assessed near $396,161.

Step 3 · Assessed value

$335,100

Set at the last town-wide revaluation and mostly frozen since. That's $61,061 below what the ratio math suggests (15.4%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$5,288/yr
Public schools$2,389
Ocean County$1,136
Town of Ocean$1,763
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 78.2%

46%105%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
14 VESSEL ROAD2026-05$979,0001,59970.5%
156 WELLS MILLS ROAD2026-02$405,0001,58686.1%
78 MICHIGAN AVENUE2025-06$285,0001,496111.3%
17 PENNSYLVANIA AVENUE2026-05$407,0001,36880.4%
72 BARNEGAT BEACH DRIVE2025-05$395,0001,40885.4%
85 HOLLY DRIVE2025-01$350,0001,22986.1%
16 DAVEY JONES WAY2026-04$600,0001,40292.0%
12 ONE EYE WAY2025-07$550,0001,396105.1%
30 NAUTILUS ROAD2025-09$380,0001,22468.4%
339 SEMINOLE AVENUE2025-10$325,0001,548100.6%
71 SHERIDAN STREET2025-07$700,0001,58971.5%
87 BONITA ROAD2025-10$430,0001,19068.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →