The Fair Share Report

2 Cutlass Way

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $428,712

Likely range $363,624 – $586,246, from 12 comparable Ocean sales in the past 18 months, at this home's 1,488 sq ft.

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $428,712 home should be assessed near $396,430.

Step 3 · Assessed value

$617,900

Set at the last town-wide revaluation and mostly frozen since. That's $221,470 above what the ratio math suggests (55.9%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$9,750/yr
Public schools$4,406
Ocean County$2,095
Town of Ocean$3,250
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 144.1%

68%175%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $3,495/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
78 MICHIGAN AVENUE2025-06$285,0001,496111.3%
17 PENNSYLVANIA AVENUE2026-05$407,0001,36880.4%
1 AVON LANE2025-09$429,0001,48977.1%
339 SEMINOLE AVENUE2025-10$325,0001,548100.6%
16 DAVEY JONES WAY2026-04$600,0001,40292.0%
12 ONE EYE WAY2025-07$550,0001,396105.1%
305 THIRD STREET2025-03$375,0001,30879.9%
407 SIXTH STREET2025-03$300,0001,56091.2%
82 BONITA ROAD2025-07$369,0001,51098.5%
14 VESSEL ROAD2026-05$979,0001,59970.5%
21 PEG LEG WAY2026-02$625,0001,32788.2%
23 BAYVIEW DRIVE2025-04$655,3331,67783.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →