The Fair Share Report

2 Echo Hill

Montvale, NJ 07645

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $775,766

Likely range $666,291 – $870,586, from 12 comparable Montvale sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

72.47%

The state's official measure of how far Montvale assessments sit below market value — republished every October, applied town-wide. A $775,766 home should be assessed near $562,198.

Step 3 · Assessed value

$414,200

Set at the last town-wide revaluation and mostly frozen since. That's $147,998 below what the ratio math suggests (26.3%).

Step 4 · The tax rate — same for every Montvale home

$2.552 per $100 assessed

$1.580 Schools · 62% $0.298 County · 12% $0.673 Town · 26%

Step 5 · The bill

$10,570/yr
Public schools$6,547
Bergen County$1,235
Town of Montvale$2,789
Montvale average$14,024

This home vs. every recent Montvale sale · assessed ÷ market

Town median 56.7%
This home · 53.4%

42%89%

Paying about right

This home's ratio lands inside Montvale's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
14 CLOVER CT2025-03$615,0001,84663.0%
16 MURRAY RD2025-09$865,0001,80146.4%
11 PROSPECT AVENUE2025-11$755,0001,91752.8%
2 AZALEA LANE2025-04$840,0001,91254.3%
2 CLOVER COURT2025-09$710,0001,92556.7%
5 SLOPING HILL LANE2025-06$948,0001,94849.9%
3 TERRY CT2025-01$832,0002,00056.7%
9 PROSPECT AVENUE2025-11$685,0001,60658.1%
7 SHADOW LANE2025-12$878,0002,06451.5%
21 HILLSIDE TERR2025-06$815,0001,75048.7%
10 MAPLE AVE2025-04$815,0002,18455.4%
31 HILLSIDE TERRACE2025-09$760,0002,08251.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →