The Fair Share Report

2 Heritage Dr

Upper, NJ 08223

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $453,201

Likely range $346,453 – $475,040, from 12 comparable Upper sales in the past 18 months, at this home's 1,758 sq ft.

Step 2 · The Director's Ratio

56.65%

The state's official measure of how far Upper assessments sit below market value — republished every October, applied town-wide. A $453,201 home should be assessed near $256,738.

Step 3 · Assessed value

$325,800

Set at the last town-wide revaluation and mostly frozen since. That's $69,062 above what the ratio math suggests (26.9%).

Step 4 · The tax rate — same for every Upper home

$2.303 per $100 assessed

$1.649 Schools · 72% $0.331 County · 14% $0.323 Town · 14%

This home's own bill implies $2.151 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$7,009/yr
Public schools$5,018
Cape May County$1,007
Town of Upper$983
Upper average$6,686

This home vs. every recent Upper sale · assessed ÷ market

Town median 55.3%
This home · 71.9%

36%99%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (65.15%) — roughly $1,590/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
705 RT US 9 SO2026-01$499,9001,85047.6%
6 SEASOUNDS AVE2026-05$371,0001,75261.9%
11 RED OAK DR2025-12$425,0001,80650.9%
288 RT 492025-01$230,0001,63298.4%
601 SECOND AVE2025-12$430,0001,66863.5%
90 SCHOOL HOUSE LA2025-05$495,0001,84546.6%
14 ROBERTS AVE2025-02$350,0001,77653.6%
1 BLACK OAK DR2026-04$290,0001,78281.5%
8 SHEILA AVE2025-10$410,0001,68456.3%
44 WHITE OAK DR2025-11$493,9801,78249.5%
46 CHURCH RD2025-11$435,0001,51256.9%
6 BLACK OAK DR2026-06$340,0001,96273.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →