The Fair Share Report

2 Smith Dr

Upper Deerfield, NJ 08302

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $262,657

Likely range $245,537 – $327,292, from 12 comparable Upper Deerfield sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

69.30%

The state's official measure of how far Upper Deerfield assessments sit below market value — republished every October, applied town-wide. A $262,657 home should be assessed near $182,021.

Step 3 · Assessed value

$133,600

Set at the last town-wide revaluation and mostly frozen since. That's $48,421 below what the ratio math suggests (26.6%).

Step 4 · The tax rate — same for every Upper Deerfield home

$3.290 per $100 assessed

$1.925 Schools · 59% $1.176 County · 36% $0.189 Town · 6%

Step 5 · The bill

$4,399/yr
Public schools$2,574
Cumberland County$1,573
Town of Upper Deerfield$253
Upper Deerfield average$5,928

This home vs. every recent Upper Deerfield sale · assessed ÷ market

Town median 55.6%
This home · 50.9%

35%85%

Paying about right

This home's ratio lands inside Upper Deerfield's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
12 DEERFIELD RD2025-02$337,5001,09842.3%
28 ORILLIA DR2025-09$268,1041,05652.6%
106 CENTERTON RD2025-09$280,0001,04444.9%
10 BUTTON MILL RD2025-06$288,0001,00854.7%
35 E FINLEY RD2025-05$200,0001,16871.9%
179 SILVER LAKE RD2026-06$267,0001,21253.8%
17 BERMUDA AVE2025-08$310,0001,10442.5%
22 HILTON AVE2026-03$245,0001,05647.8%
5 HOLLY AVE2026-05$232,7501,05651.3%
186 LANDIS AVE2025-01$248,0001,06658.8%
7 ORILLIA DR2025-11$247,0001,14459.5%
65 DAWSON DR2026-01$130,000960105.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →