The Fair Share Report

2 William St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,565,536

Likely range $2,274,573 – $3,182,204, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $2,565,536 home should be assessed near $2,480,873.

Step 3 · Assessed value

$4,636,200

Set at the last town-wide revaluation and mostly frozen since. That's $2,155,327 above what the ratio math suggests (86.9%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.920 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$42,658/yr
Public schools$24,155
Monmouth County$8,540
Town of Rumson$9,963
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 180.7%

72%209%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $22,609/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
43 RUMSON ROAD2025-04$2,350,0004,712102.4%
6 POMPANO RD2025-05$2,625,0004,282107.8%
45 WARDELL AVENUE2026-03$3,350,0004,62575.1%
137 BINGHAM AVE.2026-02$2,499,9994,34199.2%
5 CLOVER LANE2025-02$2,150,0004,18485.5%
20 HARTSHORNE LN2025-06$3,450,0006,155103.1%
24 RIVERSIDE DR.2025-05$3,362,0003,59096.3%
17 SAILERS WAY2026-05$2,200,0004,071121.5%
41 BUENA VISTA AVE2025-04$2,450,0004,071100.0%
135 RIDGE ROAD2026-05$4,251,3224,09785.8%
2 BROOKSIDE DRIVE2025-05$2,800,0004,307106.0%
7 SAILERS WAY2025-01$2,670,0004,46799.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →