The Fair Share Report

20 Bluebeard Dr

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $562,449

Likely range $298,424 – $706,135, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $562,449 home should be assessed near $520,097.

Step 3 · Assessed value

$629,500

Set at the last town-wide revaluation and mostly frozen since. That's $109,403 above what the ratio math suggests (21.0%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

This home's own bill implies $1.538 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,684/yr
Public schools$4,375
Ocean County$2,080
Town of Ocean$3,228
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 111.9%

68%216%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
23 BAYVIEW DRIVE2025-04$655,3331,67783.3%
16 DAVEY JONES WAY2026-04$600,0001,40292.0%
12 ONE EYE WAY2025-07$550,0001,396105.1%
407 SIXTH STREET2025-03$300,0001,56091.2%
14 VESSEL ROAD2026-05$979,0001,59970.5%
21 PEG LEG WAY2026-02$625,0001,32788.2%
78 MICHIGAN AVENUE2025-06$285,0001,496111.3%
209 SENECA BOULEVARD2025-01$620,0001,75691.1%
17 LONG JOHN SILVER WAY2025-10$645,0001,30686.0%
119 OREGON AVENUE2025-04$250,0001,637120.8%
339 SEMINOLE AVENUE2025-10$325,0001,548100.6%
17 PENNSYLVANIA AVENUE2026-05$407,0001,36880.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →