The Fair Share Report

20 Dune Rd

Ocean, NJ 07712

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $922,009

Likely range $846,082 – $1,217,956, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.25%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $922,009 home should be assessed near $868,993.

Step 3 · Assessed value

$1,035,600

Set at the last town-wide revaluation and mostly frozen since. That's $166,607 above what the ratio math suggests (19.2%).

Step 4 · The tax rate — same for every Ocean home

$1.319 per $100 assessed

$0.801 Schools · 61% $0.224 County · 17% $0.295 Town · 22%

Step 5 · The bill

$15,969/yr
Public schools$9,690
Monmouth County$2,710
Town of Ocean$3,569
Ocean average$12,291

This home vs. every recent Ocean sale · assessed ÷ market

Town median 95.5%
This home · 112.3%

72%128%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
909 BROOKSIDE AVE2026-03$1,225,0002,34868.2%
8 PHOENIX PKWY2025-05$1,130,0002,35798.5%
7 ALVORD ST2025-02$1,166,0002,380102.2%
31 CEDAR VILLAGE BLVD2025-06$875,0002,648100.0%
11 OAK TREE LN2025-04$899,0002,40897.5%
1 DERBY LN2025-02$930,0002,444101.8%
15 PHOENIX PKWY2026-01$925,0002,33795.8%
6 LOTUS CT2026-03$955,0002,68998.2%
66 COLD INDIAN SPRING RD2026-02$740,0002,43298.3%
453 HARNELL AVE2026-03$1,599,0002,19266.0%
1811 BELLMORE ST2026-03$875,0002,22997.8%
21 HIGH RIDGE RD2026-05$909,0002,526101.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →