The Fair Share Report
20 Millbrook Rd
Harding, NJ 07976
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $723,475 – $1,198,154, from 12 comparable Harding sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Harding assessments sit below market value — republished every October, applied town-wide. A $942,439 home should be assessed near $702,777.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $285,777 below what the ratio math suggests (40.7%).
Step 4 · The tax rate — same for every Harding home
$0.580 Schools · 47% $0.299 County · 24% $0.355 Town · 29%
Step 5 · The bill
This home vs. every recent Harding sale · assessed ÷ market
29%94%
Keep quiet and enjoy it
This home's assessment ratio sits below the Harding pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 15 GLEN ALPIN RD | 2025-06 | $775,000 | 1,958 | 73.2% |
| 175 SAND SPRING RD | 2025-05 | $1,175,000 | 2,284 | 57.5% |
| 24 LAKE TRAIL WEST | 2025-07 | $1,250,000 | 2,100 | 50.5% |
| 474 MT KEMBLE AVE | 2025-06 | $820,000 | 2,704 | 67.5% |
| 25 MILLBROOK RD | 2026-06 | $680,000 | 1,394 | 67.0% |
| 26 BLACKWELL AVE | 2025-05 | $1,400,000 | 2,208 | 55.4% |
| 46 BLUE MILL RD | 2025-01 | $781,000 | 1,235 | 48.9% |
| 42 BLUE MILL RD | 2025-08 | $590,000 | 1,632 | 91.6% |
| 44 PRIMROSE TRL | 2025-06 | $1,200,000 | 2,844 | 60.2% |
| 31 VILLAGE RD | 2025-10 | $620,000 | 1,228 | 58.7% |
| 29 VILLAGE RD | 2026-03 | $1,400,000 | 2,507 | 53.8% |
| 53 POST HOUSE RD | 2026-01 | $1,445,000 | 2,284 | 64.2% |
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