The Fair Share Report

20 Third St

Somerville, NJ 08876

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $611,096

Likely range $567,446 – $757,322, from 12 comparable Somerville sales in the past 18 months, at this home's 2,150 sq ft.

Step 2 · The Director's Ratio

58.80%

The state's official measure of how far Somerville assessments sit below market value — republished every October, applied town-wide. A $611,096 home should be assessed near $359,324.

Step 3 · Assessed value

$195,800

Set at the last town-wide revaluation and mostly frozen since. That's $163,524 below what the ratio math suggests (45.5%).

Step 4 · The tax rate — same for every Somerville home

$4.078 per $100 assessed

$2.388 Schools · 59% $0.552 County · 14% $1.138 Town · 28%

Step 5 · The bill

$8,036/yr
Public schools$4,706
Somerset County$1,088
Town of Somerville$2,242
Somerville average$11,264

This home vs. every recent Somerville sale · assessed ÷ market

Town median 49.0%
This home · 32.0%

20%73%

Keep quiet and enjoy it

This home's assessment ratio sits below the Somerville pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
81-83 GROVE ST2025-12$605,0002,14241.9%
25 VANDERVEER AVE.2025-10$752,0002,26239.9%
40 THIRD ST2025-11$768,0002,07634.1%
132 E CLIFF ST2025-09$525,0001,98354.4%
224 E HIGH ST2026-05$559,0002,11854.0%
148 DAVENPORT ST2025-10$739,0002,60034.9%
218 W SUMMIT ST2025-06$682,0001,76446.1%
183 W CLIFF ST2025-05$500,0001,96148.7%
211 E HIGH ST2026-01$838,0001,76642.2%
451 E MAIN ST2025-09$600,0002,06052.2%
115 FAIRVIEW AVE2025-05$555,0002,41842.8%
185 E HIGH ST2026-06$740,0002,43447.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →