The Fair Share Report

21 Compass Rd

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $309,375

Likely range $281,250 – $352,129, from 12 comparable Ocean sales in the past 18 months, at this home's 900 sq ft.

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $309,375 home should be assessed near $286,079.

Step 3 · Assessed value

$591,300

Set at the last town-wide revaluation and mostly frozen since. That's $305,221 above what the ratio math suggests (106.7%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$9,331/yr
Public schools$4,216
Ocean County$2,005
Town of Ocean$3,110
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 191.1%

68%216%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $4,816/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
11 CENTRAL AVENUE2025-07$245,00093285.3%
26 BAYBERRY DRIVE2025-08$289,00088875.0%
103 ATLANTIC AVENUE2025-02$475,0001,12989.0%
27 CENTRAL AVENUE2025-04$275,00080080.8%
204 SECOND STREET2025-09$363,00090863.3%
88 DOCK AVENUE2025-07$480,0001,34478.9%
73 RAILROAD AVENUE2025-12$300,00096181.2%
18 MIZZEN WAY2025-03$340,00086973.3%
4 DOLPHIN WAY2025-08$430,0001,34481.3%
47 CENTRAL AVENUE2025-10$345,0001,18184.3%
28 DOLPHIN WAY2026-06$430,0001,34480.7%
45 LETTS LANDING ROAD2025-08$350,0001,12075.9%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →