The Fair Share Report
21 Keystone Ct
Bernards, NJ 07920
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $1,696,597 – $2,336,266, from 12 comparable Bernards sales in the past 18 months, at this home's 5,050 sq ft.
Step 2 · The Director's Ratio
The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $2,139,414 home should be assessed near $2,035,011.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $214,611 below what the ratio math suggests (10.5%).
Step 4 · The tax rate — same for every Bernards home
$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%
Step 5 · The bill
This home vs. every recent Bernards sale · assessed ÷ market
72%113%
Paying about right
This home's ratio lands inside Bernards's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 58 MORGAN LN | 2026-02 | $1,495,000 | 4,675 | 96.7% |
| 64 MORGAN LN | 2025-02 | $1,535,000 | 4,569 | 95.8% |
| 380 WHITENACK RD | 2025-05 | $1,390,000 | 4,497 | 101.2% |
| 35 PRIMROSE LN | 2026-01 | $2,772,000 | 5,668 | 86.2% |
| 23 GALLOPING HILL RD | 2026-05 | $2,550,000 | 4,309 | 68.2% |
| 108 EMILY RD | 2025-06 | $2,550,000 | 5,512 | 89.5% |
| 62 CANOE BROOK LN | 2026-03 | $2,700,000 | 6,395 | 83.7% |
| 24 CHELSEA CT | 2026-04 | $2,175,000 | 5,134 | 96.9% |
| 161 CULBERSON RD | 2025-02 | $3,500,000 | 6,948 | 91.5% |
| 72 WISTERIA WAY | 2025-06 | $3,400,000 | 7,368 | 93.7% |
| 70 RIDGEVIEW DR | 2026-06 | $2,500,000 | 5,992 | 96.9% |
| 15 RIVERSIDE DR | 2025-06 | $1,851,000 | 4,281 | 94.5% |
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