The Fair Share Report

22 Cable Rd

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $606,421

Likely range $514,705 – $810,910, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $606,421 home should be assessed near $560,757.

Step 3 · Assessed value

$796,500

Set at the last town-wide revaluation and mostly frozen since. That's $235,743 above what the ratio math suggests (42.0%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

This home's own bill implies $1.547 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$12,319/yr
Public schools$5,566
Ocean County$2,646
Town of Ocean$4,106
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 131.3%

68%160%

A touch high — worth watching

This home's ratio sits above most of Ocean, but doesn't clear NJ's legal appeal line (100.00%).

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
44 BAY PARKWAY2025-06$500,0002,05384.4%
7 DOCK AVENUE2025-06$582,5002,05898.5%
15 BAYVIEW DRIVE2025-03$789,9002,30686.2%
4 LETTS LANDING ROAD2025-09$420,0003,035118.7%
89 POPLAR STREET2025-04$550,0002,90597.0%
13 BAYVIEW DRIVE2025-05$600,0001,95499.3%
76 SHERIDAN STREET2026-04$995,0001,94576.5%
34 SEA GIRT LN2025-03$600,0002,523100.0%
114 CALDWELL ROAD2025-04$860,0002,51293.5%
66 STRATHMERE ST2025-05$535,0002,611103.0%
6 TALL OAKS DRIVE2025-08$539,9002,42991.5%
109 OCEAN AVENUE2026-05$545,0002,636100.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →