The Fair Share Report

22 Dibling St

Union Beach, NJ 08075

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $430,917

Likely range $383,551 – $522,980, from 12 comparable Union Beach sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

97.54%

The state's official measure of how far Union Beach assessments sit below market value — republished every October, applied town-wide. A $430,917 home should be assessed near $420,316.

Step 3 · Assessed value

$438,500

Set at the last town-wide revaluation and mostly frozen since. That's $18,184 above what the ratio math suggests (4.3%).

Step 4 · The tax rate — same for every Union Beach home

$2.145 per $100 assessed

$0.931 Schools · 43% $0.214 County · 10% $1.000 Town · 47%

This home's own bill implies $2.043 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$8,958/yr
Public schools$3,888
Monmouth County$894
Town of Union Beach$4,176
Union Beach average$10,135

This home vs. every recent Union Beach sale · assessed ÷ market

Town median 97.4%
This home · 101.8%

78%120%

Paying about right

This home's ratio lands inside Union Beach's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
120 VICTORIA PLACE2026-03$408,0001,19384.0%
821 FOURTH STREET2025-05$424,0001,062101.7%
6 DIBLING STREET2025-01$485,0001,19599.2%
401 SPRUCE STREET2026-05$580,0001,27293.0%
623 CENTRAL AVENUE2025-02$260,0001,200182.2%
501 STONE ROAD2025-04$480,00090295.3%
21 ANDERSON STREET2026-05$515,0001,42291.2%
339 PARK AVENUE2025-03$399,9991,05696.0%
417 PARK AVENUE2025-05$440,000936101.3%
541 CAMBRIDGE AVENUE2025-02$412,0001,330107.7%
825 LORILLARD AVENUE2026-02$549,0001,17689.8%
715 PARK AVENUE2026-03$406,0001,149109.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →