The Fair Share Report

225 Morris St

Gloucester, NJ 08030

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $208,968

Likely range $148,279 – $243,479, from 12 comparable Gloucester City sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $208,968 home should be assessed near $118,694.

Step 3 · Assessed value

$67,100

Set at the last town-wide revaluation and mostly frozen since. That's $51,594 below what the ratio math suggests (43.5%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

This home's own bill implies $4.920 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$3,302/yr
Public schools$825
Camden County$575
Town of Gloucester City$1,902
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 32.1%

22%71%

Paying about right

This home's ratio lands inside Gloucester City's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
607 RIDGEWAY ST2025-06$240,0001,21352.7%
433 MIDDLESEX ST2025-05$230,0001,19731.2%
229 FILMORE ST2025-10$196,0001,18433.7%
319 BERGEN ST2026-04$245,1401,24832.2%
319 BERGEN ST2025-10$153,0001,24851.6%
319 BERGEN ST2025-09$130,0001,24860.7%
321 BERGEN ST2025-07$200,0001,24838.0%
500 ESSEX ST2026-01$212,9001,28838.0%
108 S SUSSEX ST2026-05$235,0001,30233.1%
813 CUMBERLAND ST2025-05$230,0001,23055.5%
633 MARKET ST2025-10$165,0001,29747.7%
608 RIDGEWAY ST2026-01$215,0001,19739.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →