The Fair Share Report

226 Middlesex St

Gloucester, NJ 08030

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $228,989

Likely range $152,851 – $238,592, from 12 comparable Gloucester City sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $228,989 home should be assessed near $130,066.

Step 3 · Assessed value

$81,000

Set at the last town-wide revaluation and mostly frozen since. That's $49,066 below what the ratio math suggests (37.7%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

Step 5 · The bill

$4,287/yr
Public schools$1,072
Camden County$746
Town of Gloucester City$2,469
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 35.4%

26%71%

Paying about right

This home's ratio lands inside Gloucester City's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
111 WESTMINSTER AVE2025-12$242,0001,28034.3%
111 WESTMINSTER AVE2025-03$140,0001,28059.4%
813 CUMBERLAND ST2025-05$230,0001,23055.5%
313 HUDSON ST2026-02$205,0001,12836.0%
132 HICKMAN AVE2026-04$295,0001,22643.9%
227 BERGEN ST2026-03$140,0001,23259.2%
212 MIDDLESEX ST2025-05$210,0001,44639.7%
500 ESSEX ST2026-01$212,9001,28838.0%
508 BERGEN ST2025-12$260,0001,22232.3%
827 BERGEN ST2025-11$160,0001,19674.4%
803 MORRIS ST2025-10$232,0001,27646.7%
15 KOEHLER ST2026-03$165,0001,44052.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →