The Fair Share Report

228 Shell Rd

Commercial, NJ 08332

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $170,363

Likely range $95,526 – $201,923, from 12 comparable Commercial sales in the past 18 months, at this home's 924 sq ft.

Step 2 · The Director's Ratio

80.53%

The state's official measure of how far Commercial assessments sit below market value — republished every October, applied town-wide. A $170,363 home should be assessed near $137,193.

Step 3 · Assessed value

$85,000

Set at the last town-wide revaluation and mostly frozen since. That's $52,193 below what the ratio math suggests (38.0%).

Step 4 · The tax rate — same for every Commercial home

$2.755 per $100 assessed

$0.905 Schools · 33% $1.146 County · 42% $0.704 Town · 26%

Step 5 · The bill

$2,672/yr
Public schools$878
Cumberland County$1,111
Town of Commercial$683
Commercial average$3,016

This home vs. every recent Commercial sale · assessed ÷ market

Town median 63.1%
This home · 49.9%

37%145%

Paying about right

This home's ratio lands inside Commercial's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
115 ROBIN RD2025-08$177,00096063.1%
7194 SAMUEL DRIVE2025-08$55,000968139.4%
5211 MAGNOLIA DR2025-11$232,00096053.2%
434 BEGONIA ROAD2025-11$189,0001,11629.1%
7079 CHARLES PLACE2025-01$80,000888140.3%
110 DAFFODIL RD2026-01$187,50085866.2%
7305 SAMUEL DRIVE2025-04$110,0001,06490.4%
421 EVERGREEN RD2025-05$200,0001,04059.3%
1314 SPRING GARDEN RD2026-02$46,300954159.2%
416 LARK ROAD2025-10$235,0001,15249.5%
118 ROBIN ROAD2026-06$167,50070061.2%
7737 RAYMOND DRIVE2025-11$191,99989651.2%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →