The Fair Share Report

23 Button Mill Rd

Upper Deerfield, NJ 08302

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $416,365

Likely range $297,549 – $479,646, from 12 comparable Upper Deerfield sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

69.30%

The state's official measure of how far Upper Deerfield assessments sit below market value — republished every October, applied town-wide. A $416,365 home should be assessed near $288,541.

Step 3 · Assessed value

$207,300

Set at the last town-wide revaluation and mostly frozen since. That's $81,241 below what the ratio math suggests (28.2%).

Step 4 · The tax rate — same for every Upper Deerfield home

$3.290 per $100 assessed

$1.925 Schools · 59% $1.176 County · 36% $0.189 Town · 6%

Step 5 · The bill

$6,826/yr
Public schools$3,994
Cumberland County$2,440
Town of Upper Deerfield$392
Upper Deerfield average$5,928

This home vs. every recent Upper Deerfield sale · assessed ÷ market

Town median 55.6%
This home · 49.8%

36%85%

Paying about right

This home's ratio lands inside Upper Deerfield's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
18 DUBOIS RD2025-01$370,0001,61258.4%
144 SILVER LAKE RD2025-09$330,0002,01666.9%
342 LANDIS AVE2025-05$485,0001,79451.8%
18 THOROUGHBRED COURT2025-11$465,0001,99954.5%
59 SUNSET LAKE RD2025-09$615,0001,72036.1%
6 JACK ROBERT DRIVE2025-06$455,0001,76469.4%
1 JOHN'S WAY2026-05$449,9002,20853.0%
292 LANDIS AVE2025-03$420,0001,59166.5%
61 SUNSET LAKE RD2025-08$355,0001,74046.9%
553 IRVING AVE2025-12$290,0001,69853.5%
10 KRYSTA COURT2025-08$485,0002,02068.3%
14 1/2 SMITH DR2026-01$250,0001,76082.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →