The Fair Share Report

237 Schepis Ave

Saddle Brook, NJ 07663

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $584,991

Likely range $553,343 – $708,420, from 12 comparable Saddle Brook sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

81.45%

The state's official measure of how far Saddle Brook assessments sit below market value — republished every October, applied town-wide. A $584,991 home should be assessed near $476,475.

Step 3 · Assessed value

$456,700

Set at the last town-wide revaluation and mostly frozen since. That's $19,775 below what the ratio math suggests (4.2%).

Step 4 · The tax rate — same for every Saddle Brook home

$2.372 per $100 assessed

$1.289 Schools · 54% $0.250 County · 11% $0.833 Town · 35%

This home's own bill implies $2.302 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,515/yr
Public schools$5,714
Bergen County$1,108
Town of Saddle Brook$3,693
Saddle Brook average$11,300

This home vs. every recent Saddle Brook sale · assessed ÷ market

Town median 77.6%
This home · 78.1%

59%99%

Paying about right

This home's ratio lands inside Saddle Brook's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
280 SOUTH BOULEVARD2026-01$600,0001,52879.5%
532 NORTH MIDLAND AV2025-04$548,6001,40277.6%
264 NORTH BOULEVARD2025-04$528,0001,44480.7%
70 COGER ST2025-01$610,0001,57284.5%
300 JOHN OCHS DRIVE2026-02$560,0001,49885.4%
23 BELLA VISTA AVE2025-06$690,0001,48871.0%
14 COGER ST2025-04$949,8881,47079.0%
337 FIRST ST2026-03$650,0001,54876.7%
108 PEHLE AVE2026-02$555,0001,34972.3%
23 LIBERTY ST2026-03$600,0001,30664.2%
265 FIFTH ST2025-01$575,0001,54982.4%
245 ALBERTA DR2025-03$585,0001,26763.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →