The Fair Share Report

239 Morris St

Gloucester, NJ 08021

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $214,102

Likely range $185,026 – $232,923, from 12 comparable Gloucester City sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $214,102 home should be assessed near $121,610.

Step 3 · Assessed value

$62,000

Set at the last town-wide revaluation and mostly frozen since. That's $59,610 below what the ratio math suggests (49.0%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

Step 5 · The bill

$3,282/yr
Public schools$820
Camden County$571
Town of Gloucester City$1,890
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 29.0%

21%71%

Keep quiet and enjoy it

This home's assessment ratio sits below the Gloucester City pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
433 MIDDLESEX ST2025-05$230,0001,19731.2%
607 RIDGEWAY ST2025-06$240,0001,21352.7%
229 FILMORE ST2025-10$196,0001,18433.7%
608 RIDGEWAY ST2026-01$215,0001,19739.1%
237 MORRIS ST2025-12$125,0001,11843.8%
601 HUNTER ST2026-03$235,0001,16429.5%
813 CUMBERLAND ST2025-05$230,0001,23055.5%
319 BERGEN ST2026-04$245,1401,24832.2%
319 BERGEN ST2025-10$153,0001,24851.6%
319 BERGEN ST2025-09$130,0001,24860.7%
321 BERGEN ST2025-07$200,0001,24838.0%
609 RIDGEWAY ST2025-08$209,9001,12953.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →