The Fair Share Report

24 Decker Rd

Harmony, NJ 08865

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $424,502

Likely range $374,751 – $456,784, from 12 comparable Harmony sales in the past 18 months, at this home's 1,471 sq ft.

Step 2 · The Director's Ratio

58.37%

The state's official measure of how far Harmony assessments sit below market value — republished every October, applied town-wide. A $424,502 home should be assessed near $247,782.

Step 3 · Assessed value

$293,300

Set at the last town-wide revaluation and mostly frozen since. That's $45,518 above what the ratio math suggests (18.4%).

Step 4 · The tax rate — same for every Harmony home

$2.665 per $100 assessed

$1.402 Schools · 53% $0.938 County · 35% $0.325 Town · 12%

Step 5 · The bill

$7,816/yr
Public schools$4,112
Warren County$2,751
Town of Harmony$953
Harmony average$5,657

This home vs. every recent Harmony sale · assessed ÷ market

Town median 49.1%
This home · 69.1%

36%84%

A touch high — worth watching

This home's ratio sits above most of Harmony, but doesn't clear NJ's legal appeal line (67.13%).

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
246 MILLBROOK RD.2025-12$531,0001,71043.3%
390 MONTANA ROAD2025-11$400,0001,26047.2%
264 RIDGE RD.2026-03$467,5001,62048.0%
3110 BELVIDERE RD2025-01$215,0001,62665.6%
991 MARBLE HILL RD.2025-07$362,5001,33843.9%
5 DECKER ROAD2026-06$408,3001,24841.9%
23 MARNEL ROAD2025-01$455,0001,78651.3%
137 HARM BRASS CASTLE RD.2025-03$375,0002,28078.8%
9 RIVEREDGE LANE2026-05$560,0002,04646.7%
481 HARM BRASS CASTLE RD2025-06$265,0001,36454.8%
100 RIDGE ROAD2026-05$389,3001,28543.2%
2770 BELVIDERE RD2025-05$335,0001,13141.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →