The Fair Share Report

24 State St

Elmer, NJ 08085

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $326,216

Likely range $213,380 – $396,991, from 12 comparable Elmer sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

70.88%

The state's official measure of how far Elmer assessments sit below market value — republished every October, applied town-wide. A $326,216 home should be assessed near $231,222.

Step 3 · Assessed value

$185,000

Set at the last town-wide revaluation and mostly frozen since. That's $46,222 below what the ratio math suggests (20.0%).

Step 4 · The tax rate — same for every Elmer home

$4.101 per $100 assessed

$1.904 Schools · 46% $1.447 County · 35% $0.750 Town · 18%

Step 5 · The bill

$7,589/yr
Public schools$3,523
Salem County$2,678
Town of Elmer$1,388
Elmer average$6,834

This home vs. every recent Elmer sale · assessed ÷ market

Town median 55.0%
This home · 56.7%

41%92%

Paying about right

This home's ratio lands inside Elmer's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
152 N MAIN ST2026-04$225,0001,91673.6%
308 BROAD ST2025-12$320,0001,73659.0%
230 STATE ST2026-02$322,0001,60847.6%
17 SECOND ST2025-01$220,0001,87573.8%
110 THIRD ST2025-03$355,0002,10953.8%
25 STATE ST2024-12$325,0002,57669.8%
88 CHESTNUT ST2025-03$285,0001,82455.0%
219 BROAD ST2026-02$290,0001,36441.4%
416 BROAD ST2025-12$480,0002,18054.3%
310 N MAIN ST2025-10$245,0001,45054.1%
316 BROAD ST2025-05$130,0001,12487.5%
104 S MAIN ST2025-06$341,0002,42166.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →