The Fair Share Report

240 Morris Ave

Summit, NJ 07091

The town adjusts for market price changes once a year — but only based on the average price change of all homes in the area. This report checks whether this house's assessment kept pace.

Good news — this home pays less than its share

Its assessment sits low relative to what homes like it actually sell for. An appeal would only invite a fresh look at a number working in the owner's favor.

Step 1 · Market value

≈ $738,293

Likely range $602,494 – $1,105,591, from 12 comparable Summit sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $738,293 home should be assessed near $227,468.

Step 3 · Assessed value

$139,900

Set at the last town-wide revaluation and mostly frozen since. That's $87,568 below what the ratio math suggests (38.5%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$6,255/yr
Public schools$3,267
Union County$1,528
Town of Summit$1,459
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 18.9%

7%41%

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1 BALTUSROL PL2026-05$619,9001,48023.4%
9 DENMAN PL2025-01$600,0001,40030.9%
29 ASHWOOD AVE2026-03$700,0001,35426.8%
40 ORCHARD STREET2025-02$618,0001.1%
8 JOHN ST2025-04$470,0001,59736.1%
41 ASHLAND RD2025-05$1,250,0881,48023.1%
16 FAIRVIEW AVE2026-05$1,415,0001,53624.3%
77 TULIP ST2025-11$875,0001,49633.3%
84 ASHWOOD AVE2026-02$940,0001,34022.7%
62 MOUNTAIN AVE2026-03$1,325,0001,97823.5%
10 LEWIS AVE2025-12$695,1001,38424.9%
21 AUBREY ST2025-06$775,0001,80023.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →