The Fair Share Report

242 Shell Rd

Commercial, NJ 08315

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $84,222

Likely range $57,128 – $135,092, from 12 comparable Commercial sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

80.53%

The state's official measure of how far Commercial assessments sit below market value — republished every October, applied town-wide. A $84,222 home should be assessed near $67,824.

Step 3 · Assessed value

$51,900

Set at the last town-wide revaluation and mostly frozen since. That's $15,924 below what the ratio math suggests (23.5%).

Step 4 · The tax rate — same for every Commercial home

$2.755 per $100 assessed

$0.905 Schools · 33% $1.146 County · 42% $0.704 Town · 26%

Step 5 · The bill

$1,631/yr
Public schools$536
Cumberland County$679
Town of Commercial$417
Commercial average$3,016

This home vs. every recent Commercial sale · assessed ÷ market

Town median 63.1%
This home · 61.6%

33%145%

Paying about right

This home's ratio lands inside Commercial's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1857 LAKESHORE DR2025-10$60,000736163.7%
118 ROBIN ROAD2026-06$167,50070061.2%
6117 QUAIL DRIVE2025-06$119,90097289.7%
538 FERN RD2026-06$112,00067261.1%
1561 NORTH AVE2025-09$170,0001,09251.1%
7183 SAMUEL DR2025-09$40,00067272.8%
139 JUTE RD2025-05$145,0001,01672.9%
6830 BROWN ST2026-04$84,000988135.9%
7079 JAMES MOORE RD2025-07$55,000672108.5%
7178 KERON DRIVE2026-03$170,00098061.9%
7079 CHARLES PLACE2025-01$80,000888140.3%
401 ROBIN RD2025-09$40,000606164.0%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →