The Fair Share Report

25 Applegate St

Middletown, NJ 07701

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $507,865

Likely range $453,680 – $671,937, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $507,865 home should be assessed near $499,485.

Step 3 · Assessed value

$708,600

Set at the last town-wide revaluation and mostly frozen since. That's $209,115 above what the ratio math suggests (41.9%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.426 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,102/yr
Public schools$6,196
Monmouth County$1,221
Town of Middletown$2,685
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 139.5%

81%162%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $3,375/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
36 IDEAL AVE2026-04$496,0001,43089.8%
5 CEDAR AVE2025-04$390,0001,400109.4%
39 IDEAL AVE2025-05$515,0001,361100.0%
265 THOMPSON AVE2026-04$430,0001,30589.8%
35 MONTANA AVE2026-01$430,0001,294117.8%
312 NAVESINK AVE2026-03$680,0001,28982.1%
52 MONMOUTH AVE2025-04$525,0001,44097.3%
42 CARPENTER ST2025-03$800,0001,494100.4%
56 OREGON AVE2026-05$545,0001,442106.0%
197 CHURCH ST2025-06$540,0001,168100.0%
40 FOSTER ST2026-04$860,0001,20086.9%
47-49 APPLETON AVE2026-03$720,0001,30294.8%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →