The Fair Share Report

25 Rowan Rd

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,433,254

Likely range $1,859,066 – $2,562,078, from 12 comparable Summit sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $2,433,254 home should be assessed near $749,686.

Step 3 · Assessed value

$932,200

Set at the last town-wide revaluation and mostly frozen since. That's $182,514 above what the ratio math suggests (24.3%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$41,679/yr
Public schools$21,772
Union County$10,182
Town of Summit$9,725
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 38.3%

16%56%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (35.43%) — roughly $8,158/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
27 BEEKMAN RD2025-11$2,295,0003,21926.5%
15 CREST ACRE CT2026-04$1,499,0002,56751.5%
284 KENT PLACE BLVD2025-06$2,000,0003,07024.8%
242 KENT PL BLVD2025-05$2,055,0003,20024.4%
139 WOODLAND AVE2025-06$2,700,0003,30326.7%
115 MAPLE ST2025-10$2,550,0003,09323.8%
10 WESTMINSTER RD2026-05$2,650,0003,35024.3%
34 DOGWOOD DR2025-05$4,110,0004,51925.0%
63 WHITTREDGE RD2025-10$2,795,0002,57631.6%
60 LENOX RD2025-07$3,400,0004,20726.6%
58 PROSPECT HILL AVE2025-11$3,780,0004,27528.4%
25 NORWOOD AVENUE, UNIT 32025-07$1,750,0003,34531.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →