The Fair Share Report

25 Spruce St

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $686,792

Likely range $548,008 – $717,123, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $686,792 home should be assessed near $635,077.

Step 3 · Assessed value

$546,000

Set at the last town-wide revaluation and mostly frozen since. That's $89,077 below what the ratio math suggests (14.0%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$8,616/yr
Public schools$3,893
Ocean County$1,851
Town of Ocean$2,872
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 79.5%

68%105%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
6 TALL OAKS DRIVE2025-08$539,9002,42991.5%
121 MOREY PLACE ROAD2025-04$799,0002,77083.8%
11 BLUEBEARD DRIVE2025-03$1,078,0003,274100.0%
16 SO OLYMPIA DR2026-03$540,0001,72183.7%
95 ATLANTIC AVENUE2025-01$715,0002,34590.2%
110 MARINE ROAD2025-03$499,9992,38899.6%
26 GRAND BAY HARBOR2025-08$515,0001,72286.7%
211 WELLS MILLS ROAD2026-04$390,0001,82894.2%
3 BEACH HAVEN WAY2026-06$670,0002,29182.7%
3 STRATHMERE ST2025-02$560,0002,27088.7%
83 SPRING LAKE BLVD2025-11$675,0002,29181.1%
34 SEA GIRT LN2025-03$600,0002,523100.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →