The Fair Share Report

264 E End Ave

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $716,377

Likely range $671,917 – $850,868, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $716,377 home should be assessed near $704,557.

Step 3 · Assessed value

$579,100

Set at the last town-wide revaluation and mostly frozen since. That's $125,457 below what the ratio math suggests (17.8%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.484 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$8,593/yr
Public schools$5,271
Monmouth County$1,038
Town of Middletown$2,284
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 80.8%

63%118%

Keep quiet and enjoy it

This home's assessment ratio sits below the Middletown pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
3 CHAPMAN TERR2026-03$680,0001,52296.9%
74 FISH HAWK DR2026-01$900,0001,53490.6%
5 STRATTON PL2026-06$693,5001,40485.3%
194 PARK PL2026-05$712,0001,46481.7%
25 HENRY DR2025-01$650,0001,43199.3%
43 MAIDA TERR2026-06$905,0001,54488.7%
47 MAIDA TERR2025-05$860,0001,54493.7%
37 STEPHENVILLE BLVD2025-01$650,0001,544107.0%
2 MIRIAM PL2025-01$715,0001,55099.9%
62 RICHARD TERR2025-04$752,5001,54495.8%
68 LEEDSVILLE DR2026-05$1,035,0001,55291.0%
9 WALNUT AVE2025-02$645,0001,366103.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →