The Fair Share Report

27 Button Mill Rd

Upper Deerfield, NJ 08302

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $357,345

Likely range $291,917 – $428,107, from 12 comparable Upper Deerfield sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

69.30%

The state's official measure of how far Upper Deerfield assessments sit below market value — republished every October, applied town-wide. A $357,345 home should be assessed near $247,640.

Step 3 · Assessed value

$199,800

Set at the last town-wide revaluation and mostly frozen since. That's $47,840 below what the ratio math suggests (19.3%).

Step 4 · The tax rate — same for every Upper Deerfield home

$3.290 per $100 assessed

$1.925 Schools · 59% $1.176 County · 36% $0.189 Town · 6%

Step 5 · The bill

$6,579/yr
Public schools$3,850
Cumberland County$2,352
Town of Upper Deerfield$378
Upper Deerfield average$5,928

This home vs. every recent Upper Deerfield sale · assessed ÷ market

Town median 55.6%
This home · 55.9%

36%85%

Paying about right

This home's ratio lands inside Upper Deerfield's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
19 SHADOW BROOKE DR2026-02$355,0001,93658.0%
87 SENTRY DR2025-12$340,0001,67951.9%
15 BIRDSALL DR2025-01$264,9001,60364.0%
72 SENTRY DR2026-05$364,0001,61456.2%
160 SILVER LAKE RD2025-06$230,0001,56873.1%
86 SENTRY DR2025-01$416,5001,96957.0%
14 DAVIS DR2025-06$345,0001,58351.4%
14 1/2 SMITH DR2026-01$250,0001,76082.4%
1 PATRIOT LN2025-02$318,0002,29269.4%
8 DAWSON DR2025-01$275,0001,41657.9%
130 SILVER LAKE RD2025-07$565,0001,67539.1%
15 GRANADA DR2025-11$358,0001,36453.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →