The Fair Share Report

27 Mitchell St

Lodi, NJ 07652

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $809,022

Likely range $690,449 – $846,906, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $809,022 home should be assessed near $420,125.

Step 3 · Assessed value

$335,800

Set at the last town-wide revaluation and mostly frozen since. That's $84,325 below what the ratio math suggests (20.1%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$11,887/yr
Public schools$6,588
Bergen County$1,373
Town of Lodi$3,926
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 41.5%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
21 PINE ST2025-07$780,0002,04040.6%
34 FIRST ST2025-03$390,0001,77667.7%
116 SPRING ST2025-12$760,0001,74841.3%
216 FARNHAM AVE2025-07$775,0002,08841.9%
152 WASHINGTON ST2025-08$550,0001,68453.5%
80 MAC ARTHUR AVE2025-11$750,0001,95643.3%
14 JAMES CT2026-01$835,0001,97239.9%
20 BORIG PL2025-07$837,0001,92047.3%
71 MAC ARTHUR AVE2025-07$810,0001,85534.3%
15 FIRST ST2026-03$965,0002,09035.0%
15 FIRST ST2025-08$877,0002,09038.6%
72 AVE A2025-04$701,0001,56035.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →