The Fair Share Report

27 Second St

Somerville, NJ 08876

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $486,895

Likely range $411,468 – $533,537, from 12 comparable Somerville sales in the past 18 months, at this home's 1,380 sq ft.

Step 2 · The Director's Ratio

58.80%

The state's official measure of how far Somerville assessments sit below market value — republished every October, applied town-wide. A $486,895 home should be assessed near $286,294.

Step 3 · Assessed value

$189,500

Set at the last town-wide revaluation and mostly frozen since. That's $96,794 below what the ratio math suggests (33.8%).

Step 4 · The tax rate — same for every Somerville home

$4.078 per $100 assessed

$2.388 Schools · 59% $0.552 County · 14% $1.138 Town · 28%

Step 5 · The bill

$7,730/yr
Public schools$4,526
Somerset County$1,046
Town of Somerville$2,157
Somerville average$11,264

This home vs. every recent Somerville sale · assessed ÷ market

Town median 49.0%
This home · 38.9%

30%73%

Paying about right

This home's ratio lands inside Somerville's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
32 THIRD ST2026-05$340,0001,45659.4%
71 CENTRAL AVE2026-01$525,0001,48847.2%
21 W SPRING ST2025-03$485,0001,29253.9%
25 CENTRAL AVE2025-07$480,0001,56140.1%
48 SECOND ST2025-12$320,0001,24449.7%
25 W SPRING ST2025-10$615,0001,44442.6%
42 EASTERN AVE2025-04$675,0001,34442.7%
361 WILLIAM ST2025-12$517,0001,42547.0%
202 N BRIDGE ST2026-06$640,0001,34239.7%
51 CENTER ST2025-08$415,0001,53147.5%
133 EASTERN AVE2025-05$505,0001,21047.2%
224 E CLIFF ST2025-10$509,0001,35254.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →