The Fair Share Report

274 Second St

Saddle Brook, NJ 07652

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $733,877

Likely range $624,301 – $777,973, from 12 comparable Saddle Brook sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

81.45%

The state's official measure of how far Saddle Brook assessments sit below market value — republished every October, applied town-wide. A $733,877 home should be assessed near $597,743.

Step 3 · Assessed value

$599,600

Set at the last town-wide revaluation and mostly frozen since. That's $1,857 above what the ratio math suggests (0.3%).

Step 4 · The tax rate — same for every Saddle Brook home

$2.372 per $100 assessed

$1.289 Schools · 54% $0.250 County · 11% $0.833 Town · 35%

This home's own bill implies $2.018 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$12,098/yr
Public schools$6,574
Bergen County$1,275
Town of Saddle Brook$4,248
Saddle Brook average$11,300

This home vs. every recent Saddle Brook sale · assessed ÷ market

Town median 77.6%
This home · 81.7%

63%101%

Paying about right

This home's ratio lands inside Saddle Brook's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
66 JAMROS TERRACE2026-04$665,0002,09276.6%
57 MILLER ST2025-01$855,0002,14582.5%
809 SADDLE RIVER RD2025-01$630,0001,80984.2%
128 BELL AVE2026-04$890,0002,11065.3%
148 OXFORD AVE2025-04$803,5001,87878.9%
435 VAN LUYN TERR2025-01$680,0002,12180.9%
411 HILDA TERR2025-04$580,0001,78268.9%
190 FIFTH ST2025-04$718,0002,14097.0%
14 LEONHARDT DRIVE2025-05$715,0002,29977.1%
70 COGER ST2025-01$610,0001,57284.5%
407 VAN LUYN TERR2026-02$660,0001,69473.1%
82 WELLER TERR2025-05$999,9992,58486.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →