The Fair Share Report

28 Capstan Rd

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $715,024

Likely range $630,610 – $757,775, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $715,024 home should be assessed near $661,183.

Step 3 · Assessed value

$738,600

Set at the last town-wide revaluation and mostly frozen since. That's $77,417 above what the ratio math suggests (11.7%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

This home's own bill implies $1.544 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$11,405/yr
Public schools$5,153
Ocean County$2,450
Town of Ocean$3,802
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 103.3%

68%123%

A touch high — worth watching

This home's ratio sits above most of Ocean, but doesn't clear NJ's legal appeal line (100.00%).

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
114 CALDWELL ROAD2025-04$860,0002,51293.5%
45 SHIP BOTTOM LN2026-06$705,0002,78389.4%
23 BEACH HAVEN WAY2025-03$720,0002,78391.8%
1 CAPSTAN ROAD2025-09$1,185,0002,23279.6%
7 BRIELLE CT2025-10$840,0003,08185.5%
14 SEA BRIGHT WAY2025-11$661,0002,28686.5%
33 HARVEY CEDAR WAY2026-02$745,0002,78383.3%
15 EAGLESWOOD DR2025-08$620,0002,29176.4%
34 SEA GIRT LN2025-03$600,0002,523100.0%
197 BRIGANTINE BLVD2026-05$660,0002,29179.5%
3 BAYVILLE WAY2025-08$670,0002,19681.0%
124 BRIGANTINE BLVD2025-01$685,0002,67386.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →