The Fair Share Report

28 Champlain Ct

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $713,199

Likely range $634,223 – $902,663, from 12 comparable Stafford sales in the past 18 months, at this home's 2,412 sq ft.

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $713,199 home should be assessed near $369,794.

Step 3 · Assessed value

$775,300

Set at the last town-wide revaluation and mostly frozen since. That's $405,506 above what the ratio math suggests (109.7%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.249 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$9,687/yr
Public schools$3,870
Ocean County$2,227
Town of Stafford$3,590
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 108.7%

78%128%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $10,636/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1988 MILL CREEK ROAD2026-05$1,100,0002,37691.2%
308 JENNINGS ROAD2026-02$900,0002,52290.5%
121 PATTIEJOE LANE2025-05$860,0002,298114.1%
540 OAK AVENUE2025-06$650,0002,472100.6%
145 MATILDA DRIVE2025-04$1,025,0002,64298.0%
261 OAK AVENUE2025-02$650,0002,312103.0%
118 NORTH LAKESHORE DRIVE2026-03$625,0002,526100.5%
1611 MILL CREEK ROAD2026-01$1,100,0002,22099.8%
174 RUTGERS AVENUE2025-03$590,0002,22390.1%
113 TOGGLE ROAD2026-01$720,0002,43589.5%
254 OUTBOARD AVENUE2025-05$750,0002,37789.0%
216 TACKLE AVENUE2026-03$630,0002,48991.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →