The Fair Share Report

28 Eisele Ave

Ocean, NJ 07712

The town adjusts for market price changes once a year — but only based on the average price change of all homes in the area. This report checks whether this house's assessment kept pace.

This home's payments are about right

It sits inside Ocean's normal range — market price changes haven't singled it out. No case for a tax appeal.

Step 1 · Market value

≈ $843,522

Likely range $622,591 – $999,238, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.25%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $843,522 home should be assessed near $795,019.

Step 3 · Assessed value

$694,200

Set at the last town-wide revaluation and mostly frozen since. That's $100,819 below what the ratio math suggests (12.7%).

Step 4 · The tax rate — same for every Ocean home

$1.319 per $100 assessed

$0.801 Schools · 61% $0.224 County · 17% $0.295 Town · 22%

This home's own bill implies $1.232 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$8,555/yr
Public schools$5,192
Monmouth County$1,452
Town of Ocean$1,912
Ocean average$12,291

This home vs. every recent Ocean sale · assessed ÷ market

Town median 95.5%
This home · 82.3%

64%117%

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
606 ALMA PL2026-03$790,0001,72083.9%
606 ALMA PL2025-01$625,0001,720106.1%
172 LARCHWOOD AVE2025-01$1,300,0001,74996.2%
2025 LESSER PKWY2026-03$870,0001,71488.0%
5 THE ARBOR WAY2025-03$640,0001,663104.2%
187 ELMWOOD RD2025-06$956,0001,84091.8%
1107 BERKELEY AVE2025-02$652,0001,58499.7%
6 ARLINGTON ST2025-05$950,0001,94596.2%
504 MONMOUTH RD2025-02$1,060,0001,888101.0%
1 PEACH TREE RD2025-05$655,0001,732119.0%
24 BERGER AVE2026-04$1,100,0001,80481.8%
14 SHIRLEY ANN DR2025-05$675,0001,86099.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →